CITY PROFILE
Panama City, FL
WHAT LIVING HERE IS LIKE
Panama City, FL is a smaller metro with abundant sunshine, though expect a hot climate paired with a wet one—summer thunderstorms are frequent. Homes here are on the pricier side of our dataset, so budget accordingly if you're considering the move. The trade-off: year-round warmth and plenty of bright days, if you can handle the heat and humidity.
By the numbers
| Typical home value | $346K · Zillow, May 2026 (ZHVI) |
|---|---|
| Typical rent | $1,677/mo · Zillow, May 2026 (ZORI) |
| Average temperature | 21.3°C · warmest 28.3°C · coolest 13°C · NASA POWER |
| Annual precipitation | 1446 mm · NASA POWER |
| Sunshine (solar energy) | 4.8 kWh/m²/day · NASA POWER (annual mean) |
| Metro size rank (US) | #242 · Zillow SizeRank |
Match scores
- Affordable to buy84
- Affordable to rent70
- Climate comfort99
- Plenty of sunshine66
- Big-city amenities41
Scores are 0–100, normalised across the metros we cover, derived from the sourced figures above (higher = better on that factor). A research aid, not a recommendation to move. Job market, safety, and healthcare access need key-gated feeds (BLS, FBI, Census) not yet wired — see the methodology.



