Skip to content

CITY PROFILE

Waterloo, IA

WHAT LIVING HERE IS LIKE

Waterloo is a smaller metro where housing costs are one of the more affordable in our dataset, making it accessible for budget-conscious movers. Expect a warm climate with abundant sunshine and moderate rainfall, creating fairly predictable seasonal conditions. It's a straightforward choice if you're prioritizing low cost of living and don't require a large urban center.

By the numbers

Typical home value$200K · Zillow, May 2026 (ZHVI)
Typical rent$1,027/mo · Zillow, May 2026 (ZORI)
Average temperature20.2°C · warmest 30.1°C · coolest 9.3°C · NASA POWER
Annual precipitation839 mm · NASA POWER
Sunshine (solar energy)4.81 kWh/m²/day · NASA POWER (annual mean)
Metro size rank (US)#261 · Zillow SizeRank

Match scores

  • Affordable to buy94
  • Affordable to rent93
  • Climate comfort97
  • Plenty of sunshine66
  • Big-city amenities37

Scores are 0–100, normalised across the metros we cover, derived from the sourced figures above (higher = better on that factor). A research aid, not a recommendation to move. Job market, safety, and healthcare access need key-gated feeds (BLS, FBI, Census) not yet wired — see the methodology.